About Our Approach
to Statistical and Geographical Modelling of
Natural Catastrophes

Independence: XLS is an independent modeling company without bias either towards the insurer or the reinsurer.

Service: XLS believes in serving the client, not dictating to them. Our software is transparent and visual with a desktop interface that allows clients to understand the modeling process and calibrate it where desired.

Usability: Unlike most models, XLS models are designed with the user in mind, not the producer. No effort is spared in making the software easy, accessible and logical to learn.

Graphic Communication: A picture says a thousand words. At XLS data is not only conveyed by detailed reports but by unique 3-dimensional risk and exposure maps of the country.

Independent Confirmation: XLS submits its software to external auditing, both the code and the methodologies have been audited (see the Audit Report, Audit Certificate and Peer Review document: Part 1 | Part 2 ).